A Guide to Car Finance Deals

August 25th, 2022

We may be called Global Vans, but we can also provide car finance deals!

Taking out vehicle finance involves paying a fixed monthly sum towards the total price of your vehicle. It’s our job to find you the best price on your car, and to find you even better savings by looking for the best finance deal on the market.

Types of Car Finance Deals

How to Compare Car Finance Deals

You should ensure that the finance option you choose works for your needs.

Do you want flexibility at the end of your lease? Then you want a finance lease deal.

Don’t want to deal with the hassle of disposal? Maybe contract hire would suit you better.

We can talk through what you need from your car finance deal and help tailor a quote to suit you, whatever your needs.

Our Process

First things first! You’ll speak with one of our leasing specialists, who will tailor a deal to suit you. This will include sourcing you the best price on your car, and finding the funder with the best rate.

Once you’ve decided on your car finance deal, we follow the simple 6-step process below ⬇

Costs to Consider

Getting a car finance deal is a great way to save money. You’ve ensured you aren’t forking out a huge amount of capital upfront, and you haven’t tied up your funds in a depreciating asset.

There are a few costs to consider when long-term leasing:

• Mileage charges – if you plan on driving a lot of miles in your car, make sure the finance deal you have accurately represents this. If you go over your annual quoted mileage, you could incur extra mileage charges.
• Fair Wear and Tear – This refers to the amount of minor damage your funder will reasonably allow on your vehicle before they charge you extra. Make sure you are aware of what is within allowances to avoid an expensive surprise at the end of your lease.
• Insurance – This is not included when you take out your car finance deal. You’ll need to ensure you have taken out fully comprehensive insurance so that both you and the funder and covered.
• Maintenance Packages – Adding a maintenance package to your deal will ensure that you can keep on top of standard upkeep of your vehicle in a fixed standard monthly payment.

If you have further questions about our process or our finance products, or if you’re looking for a car on finance Contact Us or call 01179625314 to speak to one of our leasing specialists.